He's in the wrong 15%

I learned today that my dog Scout may be part of a small, rare group of dogs. Those that don't respond to 2 years of allergy injections. Poor Scout went for his monthly allergy shot today. He's in a bad way and looks like he has mange. If you are a human who suffers from allergy season, you will empathize. It was no surprise to find that yes, he has a skin infection. And yes, I had to break out the checkbook for skin scrapings, fungal tests and a round of antibiotics. At one point the doc asked if I had seen a difference in Scout since we started the allergy injections. I gave him an exasperated look with a hint of peavishness. I think the only thing I've noticed that has improved since I started giving the dog allergy injections is the model of car my veterinarian drives. That's when he said that about 15% of dogs just don't respond to allergy injections. Imagine that, my little overachiever! 

On the way out, the receptionist made some sort of comment about pet vet insurance. 

"Just what I need," I growled. "One more insurance company drowning me in daily paperwork to inform me that I have to provide proof of insurance, of coverage, that the doctor's visit/test/medication was necessary, and oh by the way, we're not covering that." 

With the paperwork our new insurance company has blanketed us with in the last 8 months, I could have wallpapered my entire house. The last thing I need is to jump through a bunch of hoops for vet pet insurance while they take my monthly payments and refuse reimbursement. 

You know at the very least I should be able to set up a flexible spending account for my vet bills. Maybe I'll write to Barack Obama. He's working on revamping health care, right? And now he's a dog owner. So, he'll understand.